Renters Insurance

Renters Insurance

If you intend to rent an apartment or other rental property, it will likely be extremely important to ensure that you obtain renters insurance for yourself. This is an important component in preventing issues and ensuring that you protect all of your possessions. Your landlord has an insurance policy that is designed to protect the structure of the property. However, it doesn’t include any coverage for your own belongings. The best way to protect your personal property is through a renters insurance policy. 

Meet Landlord Requirements

It is common for landlords to require their tenants to obtain renters insurance. If this is the case, it will be important to ensure that you obtain renters insurance to meet your landlord’s specific requirements. Our experts can help to ensure that you are able to obtain the specific renters insurance policy to meet all of your needs.

Temporary Living Expenses

Some damage to a rental property will cause it to be unlivable. If this is the case, you will be required to seek temporary accommodations elsewhere. Renters insurance can help to handle these temporary living expenses and prevent them from substantially impacting your life. 

Liability 

Liability insurance comes in when you have a guest over that becomes injured on the property. This can lead to expensive medical bills and lawsuits. With liability coverage, you can ensure that these expenses won’t completely derail your life. 

Protect your Possessions

If an accident impacts your rental property, it won’t cover your own possessions. This includes damage from fires, theft, or other causes. With renters insurance, you can help to ensure that your personal property is protected. This includes your jewelry, electronics, clothing, and other insurable property. 

It can be incredibly beneficial to obtain renters insurance when you rent a property. This insurance helps to protect your belongings when accidents occur. To learn more about our renters insurance policies, contact us at David Jarnagin Insurance in Kaysville today!