Commercial Auto Insurance

Commercial auto insurance is a critical component for any business that owns a vehicle. It is also important for companies that have employees that drive while they are conducting business. Our commercial auto insurance policies can go a long way toward protecting your business. To learn more about the importance of a commercial auto insurance policy, contact us at Insurance Unlimited in Kaysville today!

Commercial Auto Insurance

Commercial auto insurance can generally be used to cover vehicles that are owned by a business. It may also help to cover vehicles that are being leased or rented by the company. Vehicles that are driven for both business and personal use by employees may be covered with commercial auto insurance, even if they are owned by the employee. Remember that if an employee has an accident while driving on the clock, even in their own personal car, you may be held liable for any damages. 

Uninsured and Underinsured Motorist Coverage

The only factor that you can guarantee is that you have the insurance necessary to protect your company. Despite liability insurance being a minimum requirement, there are still other motorists that may not have the adequate coverage to cover damages. In these situations, you will have to cover the damages, even if the accident was not your employee’s fault. Uninsured and underinsured motorist coverage can help to make ends meet when this is the case. 

Comprehensive Coverage

Comprehensive coverage covers damage to your vehicle that wasn’t necessarily caused by another vehicle. This can include things such as theft, vandalism, and weather events. 

Collision Coverage

Collision coverage helps to cover the costs of vehicle repairs or replacement when a car accident has occurred. It is important to ensure that you obtain collision coverage to protect your commercial vehicle. 

Liability

Liability coverage is often the bare minimum of required insurance for any motorist. This insurance helps to cover the damage to the other party, including medical expenses or damage to their vehicle. This is important in protecting your business from lawsuits. To learn more about the various commercial auto insurance policies that we offer, contact our experienced team at David Jarnagin Insurance in Kaysville today!